Project-Lend | Business-Purpose Hard Money Brokerage
Business-Purpose Capital Only

Private lending, matched fast.
Funded on your timeline.

We match investors, builders, and landlords with private capital for fix & flip, new construction, DSCR rental, and bridge deals. Term sheet in 72 hours. Close in 14–30 days.

Ava, our AI intake desk, answers in under 6 minutes — day or night.

72 HRTerm Sheet
14–30DTo Close
90%Max LTC
24/7Intake Desk
Loan Programs

Four ways to fund the deal

Non-owner-occupied, business-purpose lending. No income docs where it counts.

Program 01

Fix & Flip

Purchase + rehab financing for value-add resale projects.

10.49%From, up to 90% LTC
Program 02

New Construction

Ground-up build financing with staged draw schedules.

11.25%From, up to 85% LTC
Program 03

DSCR Rental

30-year fixed on cash-flowing rentals. No personal income docs.

7.59%From, DSCR ≥ 1.0
Program 04

Bridge / Commercial

Short-term capital to close fast, reposition, or refinance.

9.99%From, up to 75% LTV
Rate Sheet

Live pricing, as of today

Indicative only — your term sheet locks the real number.

RATE_SHEET // Q3 Live
ProgramRate FromTermMax LTC / LTV
Fix & Flip10.49%12 mo90%
New Construction11.25%12–18 mo85%
DSCR Rental7.59%30 yr fixed80%
Bridge / Commercial9.99%6–24 mo75%
Deal Calculator

Run the fix & flip numbers

Adjust the sliders — projected return updates live.

Deal Inputs

Purchase, rehab, and expected resale value.

Loan Amount (90% LTC)$238,500
Est. Interest (6 mo)$12,506
Total Project Cost$277,506
Projected Profit$62,494

Illustrative estimate only. Excludes closing costs, points, holding costs, and taxes. Actual figures vary by deal and are confirmed in your term sheet.

Eligibility

What it takes to qualify

Business entity at closing

LLC, corp, or partnership — property must be non-owner-occupied.

600+ FICO

Personal credit is noted in your file but is not the primary factor lenders weigh.

3+ completed projects

Track record required for max leverage; newer sponsors reviewed case-by-case.

Non-owner-occupied property only

This is business-purpose lending — no primary residences.

How It Works

From call to closing table

01

Call or apply

Ava takes your deal details in under 6 minutes, any hour.

02

File locked

$650 application fee locks your file while we gather and vet your deal info.

03

Term sheet

Written terms delivered within 72 hours of a complete file.

04

Close

Funds close in 14–30 days once conditions are cleared.

Start Your File

Lock your deal in

$650 non-refundable application fee. Two points due at closing.

A $650 non-refundable application fee locks your file while we gather, verify, and package your deal information for lender review. You'll be redirected to secure checkout after submitting.
Submit & Pay Application Fee — $650
FAQ

Common questions

No. The application fee is non-refundable and covers the work of gathering, verifying, and packaging your deal file for lender review, regardless of outcome.

No. We're an independent referral service. We gather your deal information, vet the file, and route it to private lenders in our network — the lender you're matched with makes all underwriting and funding decisions.

No. These are business-purpose loans for non-owner-occupied investment property only.

Newer sponsors are reviewed case-by-case — strong liquidity or an experienced GC/partner can offset a thinner track record.

Most complete files close in 14–30 days from term sheet acceptance, depending on title, insurance, and draw scheduling.